If registered and up-to-date with payments it helps an employer/company cover the following in the case of -related injuries or harm:
- Medical expenses for up to 2 years
Any employee who had medical expenses due to an incident at work, or work-related actions, can submit a claim for up to 2 years of medical expenses. You can base this on the day you were diagnosed or the day of the incident.
- Temporary total disablement (TTD)
If any work-related harm, stopped you from working, or limited your earning capacity, you can typically claim up to a year in lost earnings. You can also submit your medical expenses as mentioned above.
If your work has caused you permanent harm, the Commissioner may approve a longer period based on Permanent disablement (PD). See below.
- Permanent disablement (PD)
If your work impairs your ability to earn long-term, either partially or permanently, you can submit a claim for fair compensation.
If your disability is more than 30% you will most likely receive a monthly pension that’s determined based on the salary you had before you were harmed.
If it’s less than 30%, it’s likely that you receive a one-off sum of money.
The dependents, either the spouse or children under the age of 18, can claim the funeral costs of an employee who has passed away due to work-related accidents or illnesses.
In the case of death, the spouse or any dependent children under the age of 18, may submit a claim for compensation that may lead to a pension for the Dependents – if the deceased Employee was a main provider.